SME

Negosyante ka ba that’s looking for ways to address your business needs? We have something that will help and support you!

UB Negosyante​

is a fully-featured mobile application available in both IOS and Android that allows Negosyantes to transact and manage their accounts kahit saan at kahit kalian!​

Already have a business account with us? Click here to enroll so that you may enjoy the features of the MSME Business Banking app!

Got questions regarding the app? Click here

With UB Negosyante, you can:

• View your account balance and transaction history on the go
• Pay your bills with the most extensive list of government and utility billers.
• Transfer funds to both local and international banks.
• Setup simple to complex business approvals, choose what each employee can do or see.​
• Deposit checks just by taking a photo​
• Open and manage payroll accounts of your employees with Batch Account Opening.​
• Enroll all your companies and subsidiaries and easily switch between them without needing to logout.
• Request for payments from your customers through a link or QR​
• Boost digital presence through UnionBank GlobalLinker​
• Get access to credit via loan​​

And more!

UPAY for MSMES (Request payment feature)​

All in One Fully Integrated Payment Acceptance Hub in the UB Negosyante app​

Merchants can request payment via link or QR code.

Customers can pay through various payment channels:​

• UB Online
• E-wallets​
• Over-The-Counter channels (Palawan Express, ECPay Partner Outlets, Cebuana Lhuillier)​
• Debit and Credit cards
• Other banks (through Instapay)​

Interested in availing this? Simply download the UB Negosyante app and open an account now!
  

Promos

This is the hour!

Be one of the 3 lucky winners who can win a pair of complimentary tickets to MISS SAIGON! All you need to do is open a BizStarter or Business Check account and enroll to the UB Negosyante mobile app where you can pay bills, transfer funds, deposit checks, collect payments, and more!

T&Cs apply. Promo period: March 1-22, 2024 DTI Permit No. FTEB-187591 Series of 2024

For more info: https://www.unionbankph.com/msmepromos

Apply Now

Grow your network and create powerful connections!

UnionBank GlobalLinker is a leading-edge platform that enables MSMEs to connect with potential suppliers and customers, provide opportunities to learn from other entrepreneurs through the various webinars, and provide business solutions to help their businesses growth further, and more!

SIGN UP NOW!

Awards

2023 Asia Money Best Bank For SMEs in the Philippines

The Digital Banker 2023 Best Smart Payments Solution by an SME Bank

SME Bank of the Year 2021 (Gold) 2022 EFMA awards

2022 Outstanding Digital CX - Payments (UPAY for MSMEs) Digital CX Awards

2022 SME Bank of the Year Philippines Asian Banking and Finance Awards

SME Bank of the Year - Philippines 2021 Asian Banking and Finance

Best Mobile Banking Technology Implementation (SME Business Banking) The Asian Banker, Best Bank for SMEs Asiamoney 2021

Platinum Award - Product Innovation of the Year (UnionBank GlobalLinker) 2021 Global SME Finance Awards

Honorable Mention Award (SME Business Banking) 2021 Global MSME Finance Awards

Winner: Best Customer Loyalty Program (UB GlobalLinker)  - Digital Banker - Digital CX Awards 2020

Best Social Media Project - Philippines (UBGL Trade Connect) - The Asset Triple A Digital Awards 2019

Best SME Banking Solutions Provider 2020 - Philippines - Corporate Vision Magazine

Best Bank for SMEs - Asiamoney Best Bank Awards (Philippines)

Winner - Best Social Media Marketing Campaign (UBGL Trade Connect) - RBI Asia Trailblazer Awards 2020

Winner: Ecosystem led Innovations (UnionBank GlobalLinker) - Infosys Finacle Client Innovation Awards